P2P Kredite Plattform Swaper bietet Geldanlagen im Crowdlending Bereich. Erfahrungen Swaper, Swaper Test. Vorteile und Nachteile von. Er verrät uns, wieso er über € bei Mintos abgezogen hat, wo er noch mit wie viel investiert ist wie es mit seinem Vertrauen in P2P. Über die P2P-Plattform Swaper können Anleger Geld in Kredite aus Polen und Spanien investieren. Dafür gibt es bis zu 16 Prozent Zinsen p.a. Jetzt in unserem.
Swaper für Anleger im TestEr verrät uns, wieso er über € bei Mintos abgezogen hat, wo er noch mit wie viel investiert ist wie es mit seinem Vertrauen in P2P. Swaper Erfahrungen (): Wie schneidet die P2P Plattform ab? ✚ Testberichte & Bewertungen von Nutzern ✓ Jetzt zu Swaper & 2 Prozent Bonus kassieren! Eine weitere Plattform in meinem P2P Zoo: Swaper. Hier erfährst du mehr zu meinen Erfahrungen und der Entwicklung meines Investments. Swaper keine Kredite.
Swaper P2p Overview of Swaper VideoSWAPER P2P I INTERVIEW - CEO IVETA BRUVELE I AT THE MANAGEMENT MEETING IN VALENCIA Auf Auxmoney machen Gewinnspiele Tv Sendungen Kreditnehmer freiwillige Angaben — nur die Spiel Pool und Einkommensnachweise sind Pflicht. Mit Rückkaufgarantien bei einem bereits entstandenem Zahlungsverzug von Kreditnehmern werben allerdings auch andere baltische P2P-Kreditplattformen. Die Kreditnehmer können sich bis zu 5 Jahre mit der Volltilgung Zeit lassen.
If you need to speak with a member of the support team at Swaper, you can send them an email at info swaper.
Take note, this is a local toll number in Estonia, so calling from an overseas number is likely to be costly. As such, support is not available over the weekend.
In terms of reviews available in the public domain, the general consensus is generally quite positive. In fact, there are no common issues that have been brought to our attention, which is good.
Although the platform has a TrustPilot rating of 3. The app is only available on both Android and iOS devices. Nevertheless, the app allows you to perform the same account functions as per the desktop site.
This means you can make investments, withdraw funds, and check the value of your portfolio at the click of a button. We have covered a lot of different P2P loan platforms now, here are some other options to consider:.
We also like the flexibility that the investment toolbox offers you, such as the ability to choose the size and duration of your individual loan agreements, and the option of backing loans in certain countries.
Crucially, the most important feature offered by Swaper is that of its buyback guarantee. This ensures that you do not lose out in the event that a particular borrower defaults on a loan.
Kane holds a Bachelor's Degree in Accounting and Finance, a Master's Degree in Financial Investigation and he is currently engaged in a Doctorate - researching financial crime in the virtual economy.
With a keen passion for research, he currently writes for a variety of publications within the Financial and Cryptocurrency industries.
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Here's Our Review. By Kane Pepi July 14, Contents 1 What is Swaper? Ease of Use 9. Fees 8. Reputation 8.
Customer Support 9. Design 9. You can click here to check platform reviews. The platform is very similar to Robo. The only real drawback of the platform is the cash drag, but that is if you invest manually, which is not recommended.
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This site uses Akismet to reduce spam. Learn how your comment data is processed. Characteristics of Loans. Interest Rates. Loan Durations. Up to 1 Month.
Loans on Swaper. Lending Process The lending process on Swaper is rather straightforward: all loans on the platform are originated by Wandoo Finance , who offers short unsecured day loans to borrowers.
Investors can choose between two ways of investing on the platform: Manuel investing Automatic investing With manual investing , the investor manually selects and invests in individual loans.
Platform Fees There are currently no fees on Swaper ; neither opening an account nor adding or withdrawing funds are subject to a fee.
Loyalty Bonus Swaper offers a Loyalty Bonus for registered users with large portfolios. Buyback Guarantee on Swaper. Direct Investment Structure With the direct investment structure, investors lend money directly to borrowers through the platform, obviously , and they claim rights against the borrower directly.
Indirect Investment Structure With the indirect investment structure, you l end money through partners of the platform, the so-called loan originators , who will ultimately lend your invested money to the borrower.
Assets as Collateral. Platform Features. Auto Invest. Automatic investing available. Early Exit. Early exit is available.
Manual Investing. Automatic Investing. Swaper advises to set it higher than your planned investments. Please be aware that if you do not make any adjustments to your portfolio, the automatic investment will be realised based on the default criteria which are: Maximum investment of EUR in one loan Investment in any loan term Investment in any country Reinvestment of money Investment in extended and delayed loans These default criteria have been set to maximize the number of loans that will be invested in and are not necessarily beneficial for you as an investor.
Early Exit — Swaper's Secondary Market. Nice to Know for Investors. Registration Process on Swaper. The requirements for registering as a new user on the platform are the following: Be at least 18 years old Be a citizen or resident of a European Economic Area EEA country Have a bank account in an EEA country The documents you will be asked to upload are the following:.
Note: You cannot transfer money to your account until your registraiton has been verified by Swaper The first transaction after your registration has to come from your personal bank account or company account Withdrawals from your Swaper account can be realized whenever you want to the bank account listed in your investor profile.
After making a withdrawal request, the the money will be transferred from your Swaper account to your bank account within two working days for payments within the Eurozone, depending on what time of the day you are making your request.
Loans are sold to Swaper based on assignment agreements concluded between Swaper and loan originators.
Following the assignment loans are placed on the Swaper platform that makes these loans available to investors.
This permits the Group to earn sufficient funds to offer loans with a BuyBack. In case of a BuyBack investors are compensated for their invested principal and accrued interest, in case the borrower is more than 30 days late with the loan repayment.
Wandoo in Poland was established in July and offering consumer financing to the customers in Poland. Wandoo in Spain was established in April and offers consumer loans in Spain.
I always try to use such banks to avoid the fees and hassles of traditional banks. Marina is the guru of all financial and legal matters.
She is hard working and a real team player. In daily basis Marina maintains the connection between Swaper and its loan originators as well as business partners.
Marina is in her mid-thirties and has spent her whole career in finance, and still acts as CFO of software company Neotech. My understanding is that she was able to leverage her money knowledge together with the software development firepower that was in her reach to be able to create a fintech solution like Swaper.
The Swaper platform definitely feels like a polished product, and this is coming from someone with a long career in web development and software.
Through chatting with the team I discovered that there are more team members who work on Swaper but they are not shown on the about page. Swaper operates a good secondary market, which provides liquidity to investors should they need it.
The other good thing is that there are absolutely no fees for selling or buying loans on the secondary market.